ERISA SUBROGATION & LIEN RECOVERY

Direct Subrogation Recovery for Self-Insured Health Plans and Fiduciary Advisors.

Prioris Technologies bypasses TPA data-extraction friction—ingesting standard 24-month stop-loss renewal CSVs and 837 EDI directly without custom TPA feeds or $5,000 extraction fees.

REQUEST SAMPLE AUDIT → inquiries@prioris.tech
01 · ZERO TPA FRICTION

Direct Stop-Loss CSV & 837 EDI

No custom TPA integration or $5,000 data extraction fees. Prioris ingests standard 24-month stop-loss renewal CSVs and 837 EDI files directly.

02 · CLINICAL NLP

Omitted E-Code Detection

Detects third-party trauma liability even when emergency room coders omit optional V00–Y99 external cause codes.

03 · NO $25,000 CLAIM FLOOR

Mid-Tier $5k–$24k Recovery

Recovers mid-tier $5,000–$24,000 trauma claims that high-overhead call-center subrogation vendors leave unworked.

04 · SPD LOOPHOLE PROTECTION

McCutchen & Montanile Audits

Audits Summary Plan Descriptions for common-fund abrogation (McCutchen) and pre-disbursement escrow freezes (Montanile).

How the Retrospective Audit Works

  1. Standard Data Ingestion: Provide a standard 24-month stop-loss renewal CSV or 837 EDI file alongside the plan's Summary Plan Description.
  2. Claim & SPD Review: Prioris flags omitted-E-code trauma claims, $5k–$24k mid-tier claims, and SPD language gaps before any notice is issued.
  3. Notice & Trust Recovery: Formal lien notices, carrier correspondence, and pre-disbursement escrow holds are tracked with full fiduciary audit logs.

Aligned with Plan Sponsors

  • $0 Broker Commissions: Strictly compliant with ERISA § 406(b)(3).
  • CAA § 202 Independence Disclosure: Full compensation transparency for plan fiduciaries.
  • 80% / 20% Trust Split: 80% paid directly to the Plan Trust; 20% contingency fee.
  • Zero Risk: $0 owed if $0 is recovered.

Request a Walkthrough or Sample Audit

For fiduciary advisors, benefit brokers, and self-insured plan sponsors reviewing historical claim leakage.

inquiries@prioris.tech